EMPLOYER VS EMPLOYEE CONTRIBUTION HEALTHCARE WITH UNION WORKERS Thesis Proposal

EMPLOYER VS EMPLOYEE CONTRIBUTION HEALTHCARE WITH UNION WORKERS - Thesis Proposal Example evident that healthy humans or workers can only put in their best efforts and elevate organizations’ performance, their profits, their market share, and so on. This being the case, it is very crucial for the organizations, labor unions, and even government to adopt or come up with policies to safeguard and improve the health of the employees. Speaking of government’s role, although it is a joint federal/state system, the federal government has given the main responsibility of regulating health insurance policies regarding employees to the states. In addition, governments are encouraging organizations to come up with their own health insurance plans called employer contributed health insurance. under the McCarran-Ferguson Act. States regulate the content of health insurance policies and often require coverage of specific types of medical services or health care providersthey have The 1985 act of ‘The Consolidated Omnibus Budget Reconciliation’ required that every employer having twenty or more employees should provide nonstop access to health coverage to workers who leave their jobs. Moreover the 1996 Act of ‘Health Insurance Portability and Accountability’ (HIPA) guarantees the employees that their company authorized health insurance cover will not be revocable under any preexisting exclusions. (Patel and Rushefsky 2006). Based on this enticing factor and other necessities, the health insurance cover can be enlarged. Provide a tax credit to companies that maintain or increase the size of U.S. workforce relative to workforce outside the United States...prepare workers for retirement; provide health insurance (Sullivan, 2008). â€Å"Small businesses currently get a tax deduction for health insurance paid, and even this is limited to only an income tax deduction for the owner. Convert this deduction into a dollar-for-dollar credit. Let small businesses reduce their tax burden by how much they spend on health insurance premi ums and health savings account